Personal finance
BudgetSafe
Know what you can spend before payday.
A budgeting app built around your pay cycle instead of the calendar month. No bank login and no account. Everything you enter stays on your phone, encrypted.
- Platforms
- iPhone and Android
- Price
- Free, with optional Premium
- Works offline
- Yes, fully
- Account needed
- No
- Region
- UK, pounds sterling
What it does
Made for one job, and to do it well.
Budgets that follow your payday
Weekly, fortnightly, four-weekly, monthly or the last working day. Paydays that land on a weekend or bank holiday move the way your employer moves them.
One number on the home screen
How much you can spend today without eating into bills or savings. The rest of the period is a scroll away.
Bills you won’t forget
Rent, council tax, subscriptions and standing orders, with reminders that never show the name or amount on your lock screen.
Two taps to add an expense
Open the app, tap plus, type the amount. Categories and accounts remember what you used last.
Bring in your bank statements
Import the CSV or PDF statements your bank lets you download. They are read on your phone and never uploaded anywhere.
Locked and encrypted
The database is encrypted on the device. Add Face ID or fingerprint lock and block screenshots if you want an extra layer.
Privacy
Your money data never leaves your phone unless you turn on encrypted backup.
No account, no ads, no analytics. Here is everything that can go online, and when. The full policy has the details.
Read the privacy policyHelp
Stuck, or found a bug?
Answers to common questions are on the support page. If yours isn’t there, email us and a person will reply. Please don’t include your budget, health or workout details: we don’t need them to help.